Terms & Conditions | Sovereign Union

Effective Date: March 23, 2026

Last Updated: March 23, 2026

1. Acceptance of Terms

These Terms and Conditions (“Terms”) govern your use of the website, services, programs, content, forms, communications, and related offerings provided by Sovereign Union (“Sovereign Union,” “we,” “us,” “our”, or "Company") through www.sovereignunion.co. By accessing the website or using our services, you agree to these Terms.

2. Services

Sovereign Union provides coaching, consulting, educational content, programs, applications, waitlist access, and related services as described on our website and in our offers. We may update, modify, or discontinue services at any time.

3. Eligibility

By using our website or services, you represent that you are at least 18 years old and legally able to enter into a binding agreement.

4. User Conduct

You agree not to:

- Use the website or services for unlawful purposes

- Attempt to interfere with the website’s operation or security

- Copy, distribute, or exploit our materials without authorization

- Submit false, misleading, or fraudulent information

- Harass, abuse, or harm us or others through the website or services

5. Intellectual Property

All content, branding, logos, text, graphics, videos, downloads, frameworks, and materials provided by Sovereign Union are owned by or licensed to us and are protected by applicable intellectual property laws. No content may be copied, reproduced, republished, or distributed without our prior written permission.

6. Purchases, Payments, and Refunds

If you purchase a service, program, or offer from us, you agree to provide accurate billing information and to pay all applicable charges. Additional terms, including payment plans, refund policies, cancellation policies, or program-specific terms, may apply to individual offers and are incorporated by reference where presented.

This No-Refund and Cancellation Policy applies to all purchases from Inner

Authority Coaching LLC, including purchases made through any associated

brand, website, sales page, payment processor, application, or other sales

channel operated by or on behalf of Inner Authority Coaching LLC

(collectively, the “Company”).

For purposes of this Policy, “Program” includes, without limitation, courses,

coaching programs, group coaching, consulting services, memberships,

masterclasses, workshops, events, retreats, digital products, recordings,

downloads, community access, educational materials, and any related services

or content.

1. ALL SALES ARE FINAL

Except where otherwise expressly stated in a written offer issued by the

Company or where a refund is required by applicable law, all purchases are

final, non-cancellable, non-returnable, and non-refundable.

By completing a purchase, the purchaser (“Client”) acknowledges and agrees

that the Company will not issue refunds, partial refunds, credits, offsets,

prorated reimbursements, or payment reversals after the transaction has been

completed.

This Policy applies regardless of whether Client accesses, downloads, attends,

participates in, completes, or uses the Program.

2. INFORMED PURCHASE DECISION

Before purchasing, Client represents and warrants that Client has:

(a) reviewed the Program description, price, format, delivery method,

schedule, inclusions, exclusions, and applicable terms;

(b) had a reasonable opportunity to ask questions and obtain clarification;

(c) independently determined that the Program is appropriate for Client’s

needs, circumstances, and objectives;

(d) not relied upon any promise, statement, guarantee, representation, or

warranty that is not expressly included in the Company’s written sales

materials or agreement; and

(e) voluntarily authorized the purchase with full knowledge of this

No-Refund and Cancellation Policy.

3. IMMEDIATE ACCESS AND PERFORMANCE

Client acknowledges that the Company may begin performing its obligations

immediately following purchase by, among other things:

(a) providing access to digital materials, recordings, portals, communities,

applications, or intellectual property;

(b) reserving coaching, consulting, workshop, event, or program capacity;

(c) conducting onboarding, administration, preparation, scheduling, or

program customization;

(d) allocating personnel, resources, and support capacity; or

(e) delivering any portion of the Program.

Accordingly, Client agrees that the purchase is final upon completion of the

transaction and that the value of the Company’s performance is not limited to

Client’s actual attendance or consumption of the Program.

4. CIRCUMSTANCES THAT DO NOT ENTITLE CLIENT TO A REFUND

Without limiting the generality of this Policy, no refund will be provided

because of:

(a) a change of mind or change in personal preference;

(b) failure or inability to attend, participate, access, download, complete,

or use the Program;

(c) scheduling conflicts, travel, relocation, employment obligations, family

obligations, illness, injury, or other personal circumstances;

(d) financial hardship, loss of income, changes in financial circumstances,

or inability to make future payments;

(e) dissatisfaction with the Program, its content, structure, pace, methods,

community, coaching style, or delivery format;

(f) disagreement with advice, feedback, instruction, coaching, or Program

content;

(g) failure to achieve a particular personal, professional, relational,

financial, physical, emotional, spiritual, or other result;

(h) removal or suspension resulting from Client’s violation of Company

policies, community standards, agreement, or applicable law;

(i) failure to provide requested information, complete assignments, attend

sessions, communicate, or otherwise participate fully; or

(j) Client’s decision to discontinue participation before the Program has

ended.

Any accommodation, transfer, pause, credit, rescheduling opportunity, or

other exception offered by the Company shall be entirely discretionary and

shall not create an entitlement to a refund or establish a course of dealing.

5. PAYMENT PLANS

A payment plan is a financing arrangement for the full purchase price of the

Program. It is not a month-to-month subscription, pay-as-you-go arrangement,

installment-based right of cancellation, or separate purchase of individual

months, modules, sessions, or deliverables.

Client’s election to pay through installments does not reduce or condition

Client’s obligation to pay the entire purchase price.

Client remains responsible for all scheduled payments regardless of Client’s

attendance, participation, use, completion, dissatisfaction, withdrawal,

removal, or decision to discontinue the Program.

Client expressly authorizes the Company and its payment processors to charge

the payment method provided according to the payment schedule selected at

checkout or stated in the applicable agreement.

Cancellation of participation, removal of payment information, replacement

of a payment card, or revocation of portal access does not cancel amounts

already owed under a fixed-price payment plan.

6. RECURRING MEMBERSHIPS AND SUBSCRIPTIONS

Where a product is expressly sold as a recurring membership or automatically

renewing subscription, Client may cancel future renewals through the

cancellation method disclosed at purchase.

Cancellation applies prospectively and prevents charges scheduled after the

effective cancellation date. Except where required by law, cancellation does

not create a right to a refund for charges already processed, the current

billing period, or any prior period.

A recurring membership or subscription is distinct from a payment plan used

to finance a fixed-price Program.

7. PROGRAM SCHEDULING AND MODIFICATIONS

The Company reserves the right to make reasonable changes to Program dates,

times, instructors, facilitators, curriculum, delivery platforms, locations,

content, or methods when reasonably necessary.

A reasonable modification that does not deprive Client of the substantial

benefit of the Program does not constitute cancellation, non-delivery, or

grounds for a refund.

When a live session must be rescheduled, the Company may satisfy its

obligation by providing a replacement session, recording, alternative date,

substantially equivalent content, or another reasonable accommodation.

8. COMPANY CANCELLATION OR FAILURE TO PROVIDE THE PROGRAM

If the Company permanently cancels a Program and does not provide the

purchased Program, a substantially equivalent replacement, or another lawful

remedy, the Company will provide any refund or remedy required by applicable

law.

Any refund voluntarily approved by the Company will be limited to the amount

actually paid for the portion of the Program the Company is unable to provide.

The Company will not be responsible for incidental, consequential, travel,

lodging, opportunity, financing, or third-party expenses.

9. NO GUARANTEE OF RESULTS

Client acknowledges that coaching, education, training, and personal

development are collaborative processes and that results depend upon numerous

factors outside the Company’s control, including Client’s decisions, effort,

participation, circumstances, implementation, and conduct.

The Company does not guarantee any particular outcome, transformation,

income, business result, relationship result, health result, or other result.

Client’s dissatisfaction with Client’s results does not constitute

non-delivery and does not create a right to a refund.

10. PAYMENT DISPUTES AND CHARGEBACKS

Client agrees not to initiate a chargeback, payment reversal, or billing

dispute based solely upon a change of mind, dissatisfaction, nonattendance,

failure to use the Program, failure to obtain a desired result, or an attempt

to avoid a valid contractual payment obligation.

Before initiating a payment dispute, Client agrees to make a good-faith

attempt to contact the Company at [email protected] and provide the Company with

a reasonable opportunity to investigate and respond. Nothing in this section

waives any non-waivable right Client may have under applicable law.

If Client initiates a chargeback or payment dispute, Client authorizes the

Company to provide the applicable payment processor, acquiring bank, card

issuer, or other financial institution with evidence concerning the

transaction and delivery of the Program, including:

(a) this Policy and the terms accepted at checkout;

(b) the purchase record and payment authorization;

(c) Client’s electronic acceptance, timestamp, IP address, device information,

and account information;

(d) email, text-message, direct-message, and other communications;

(e) login, download, portal-access, attendance, scheduling, and usage records;

(f) evidence that content, coaching, community access, or other services were

made available or delivered; and

(g) any other evidence relevant to the validity of the transaction.

The Company may suspend Client’s access to the Program while a payment dispute

is pending.

Initiation of a chargeback does not, by itself, rescind the parties’

agreement or eliminate Client’s contractual payment obligations. If the

dispute is resolved in the Company’s favor, all unpaid amounts shall remain

due.

Any knowingly false representation made in connection with a chargeback,

including a knowingly false assertion that the transaction was unauthorized

or that the Program was not provided, may constitute a material breach of the

parties’ agreement. The Company reserves all remedies available under

applicable law.

11. DISCRETIONARY EXCEPTIONS

The Company may, in its sole discretion, approve an exception, transfer,

credit, pause, deferral, replacement service, or partial refund.

Any such accommodation:

(a) must be confirmed in writing by an authorized Company representative;

(b) applies only to the specific transaction and circumstances for which it

was granted;

(c) does not amend this Policy for any other purchase or customer; and

(d) does not constitute a waiver of the Company’s right to enforce this

Policy in the future.

No employee, contractor, coach, salesperson, affiliate, or representative has

authority to promise a refund unless the promise is expressly confirmed in

writing by an authorized officer of the Company.

12. NON-WAIVABLE RIGHTS

Nothing in this Policy is intended to exclude, restrict, or waive any

consumer right that cannot lawfully be excluded, restricted, or waived.

Where applicable law requires a refund, cancellation right, credit, or other

remedy notwithstanding this Policy, the Company will provide the minimum

remedy required by that law.

13. SEVERABILITY

If any provision of this Policy is found to be invalid, illegal, or

unenforceable, that provision shall be enforced to the maximum extent

permitted by law and severed to the minimum extent necessary. The remaining

provisions shall remain in full force and effect.

14. GOVERNING TERMS

This Policy forms part of the Company’s Terms and Conditions and any

applicable enrollment, coaching, membership, payment-plan, or services

agreement.

If a product-specific written agreement expressly conflicts with this Policy,

the product-specific agreement will control with respect to that conflict.

15. CLIENT ACKNOWLEDGMENT

BY COMPLETING THE PURCHASE, CLIENT ACKNOWLEDGES THAT CLIENT HAS READ,

UNDERSTOOD, AND VOLUNTARILY AGREED TO THIS NO-REFUND AND CANCELLATION POLICY.

CLIENT UNDERSTANDS THAT ALL SALES ARE FINAL, THAT PAYMENT PLANS REPRESENT A

COMMITMENT TO PAY THE FULL PURCHASE PRICE, AND THAT FAILURE TO PARTICIPATE OR

USE THE PROGRAM DOES NOT ELIMINATE CLIENT’S PAYMENT OBLIGATIONS, EXCEPT WHERE

OTHERWISE REQUIRED BY LAW.

7. No Guarantees / Educational Purposes

Unless explicitly stated otherwise in writing, Sovereign Union does not guarantee any specific result, business outcome, income level, or personal outcome from use of our services, coaching, training, or materials. Your results depend on many factors beyond our control, including your effort, implementation, experience, market conditions, and individual circumstances.

8. Disclaimer

All content and services are provided for informational and educational purposes only and do not constitute legal, tax, financial, medical, or mental health advice unless explicitly stated by a qualified licensed professional. You are responsible for your own decisions, actions, and results.

9. Limitation of Liability

To the fullest extent permitted by law, Sovereign Union shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits, revenues, data, goodwill, or business opportunities arising out of or related to your use of the website or services.

10. Indemnification

You agree to indemnify and hold harmless Sovereign Union and its owners, officers, employees, contractors, and affiliates from any claims, liabilities, damages, losses, and expenses arising from your misuse of the website, services, or violation of these Terms.

11. Third-Party Services

We may use or link to third-party tools, software, payment processors, scheduling systems, or websites. We are not responsible for the content, policies, or actions of those third parties.

12. Termination

We reserve the right to suspend or terminate access to our website or services at our discretion, including where we believe a user has violated these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of CA, without regard to conflict of laws principles.

14. Dispute Resolution

Any dispute arising out of or relating to these Terms or your use of the website or services shall first be attempted to be resolved informally by contacting us at [email protected]. If not resolved, disputes shall be handled in the courts located in San Diego County, CA unless applicable law requires otherwise.

15. Messaging Terms for SMS Communications

By providing your mobile phone number and explicitly opting in through our forms, you agree to receive text messages from Sovereign Union according to the selections you make at the time of opt-in.

- Program Name: Sovereign Union SMS Alerts

- Program Description: Users may receive non-marketing text messages related to appointment reminders, account updates, and service-related notifications. Users who separately opt in may also receive marketing text messages related to promotions, offers, and updates. This description should match the actual form language and campaign registration.

- Opt-Out: You can cancel the SMS service at any time by replying STOP to any message. After you send STOP, you may receive a final message confirming that you have been unsubscribed.

- Help: For help, reply HELP or contact us at [support email] or [support phone].

- Message Frequency: Message frequency may vary depending on your interaction with us.

- Message and Data Rates: Message and data rates may apply for messages sent to you from us and to us from you. For questions about your text plan or data plan, contact your wireless provider.

- Privacy: For privacy-related information, please review our Privacy Policy at www.sovereignunion.co/privacy.

16. Consent to Electronic Communications

By submitting forms on our website, you consent to receive electronic communications from us related to your inquiry, account, purchases, or services, and, where you separately opt in, marketing communications by email and/or SMS.

17. Changes to These Terms

We may modify these Terms at any time by posting updated Terms on this page. Your continued use of the website or services after updates are posted constitutes acceptance of those changes.

18. Contact Information

If you have questions about these Terms, contact us at:

Sovereign Union

Inner Authority Coaching LLC

3233 Kemper St.

San Diego, CA 92110

Email: [email protected]

Website: www.sovereignunion.co